Contact

Let's talk.

Book a free 15-minute call, start online, or send a note. Whatever works for you.

Get in touch

Or send a note.

Phone

210-794-0237

Email

[email protected]

Office

1380 Pantheon Way Ste 200

San Antonio, TX

Contact Us

First Name

Last Name

Phone *

Email *

Book A quick Call

A word from Fernie

Built to do one thing well.

As the founder of Scarlet Crest Life, I built this firm to do one thing well: help families and business owners protect what matters and build what's next.

I work with a team of trusted advisors and subject matter experts who share my commitment to clear thinking and straight answers. When a client's situation calls for specialized expertise — estate planning, business strategy, advanced underwriting — we bring in the right people. No client gets handed off and forgotten. No question goes unanswered.

Our mission is simple: deliver the best available solutions to safeguard our clients and the people they love, without compromise.

— Fernie Rizo

A word from David

Built to do one thing well.

Born and raised in San Antonio, I've always enjoyed getting to know people and helping however I can.

My background in restaurant management taught me to listen well and work with all kinds of personalities. That foundation carried into my time at New York Life, where I learned how to guide families through important financial and insurance decisions and how much it matters to have an advisor who actually sticks around.

I'm easygoing, people-focused, and always up for a good conversation. Whether you're just getting started or rethinking what you already have in place, my job is simple: help you make confident decisions today and stay on track for the long run.